For solo + small-firm plaintiff attorneys
Statute-cited demand letters in 10 minutes.
Research, draft, citations, deadlines — all on your firm letterhead. Upload your client’s denial letter; the system finds the controlling statute, runs the deadline math, and produces a delivery-ready demand. First letter is free, no card.
What you get
50-state statute matrix
The right citation, the right deadline, the right multiplier — chosen automatically based on your client's state and matter type.
Five domain playbooks
FDCPA, security deposit, lemon law, chargeback, insurance bad-faith — each with its own analyzer + letter template.
Your letterhead, your signature
Letters render on your firm name, signing-attorney line, bar number, return address. Your firm name appears on every letter. ClaimGap branding does not.
Pricing built for solo + small-firm reality
First letter is on us. After that: $59/letter, or $149/mo locked for life if you’re one of the first 25 firms.
Per letter
$59
per letter
- ✓Free first letter, no card
- ✓On your firm letterhead
- ✓All 5 verticals
- ✓Pay only for what you send
Founder — 25/25 left
$149
per month, locked for life
- ✓Up to 25 letters / month
- ✓$19 per letter beyond 25
- ✓Rate never changes — locked at signup
- ✓First 25 firms only
Solo
$249
per month
- ✓Up to 30 letters / month
- ✓$19 per letter beyond 30
- ✓All 5 verticals + reply analyzer
- ✓Annual: 2 months free · cancel any time
One free letter. No card. No commitment.
Generate the first one on us. If it earns its keep, $59/letter or $149/mo Founder rate. If not, you’re out 10 minutes.
They paid less than you may be owed. Let's prove it.
Underpaid insurance claim. Withheld security deposit. Chargeback denied. Debt-collector games. Warranty stonewall.
More than a letter — a full case package. Statute analysis, demand letter, reply handling, and a case dashboard that stays live as long as your dispute does. One flat fee covers all of it.
Start your free preview — pick the fight in front of you:
What your free preview shows
$0 · No cardThree things you'll see in your free preview:
- 01What law or contract appliesWhether your case has a statutory or contractual hook, with the citation.
- 02Issues in your documentsThe leverage points in your favor — and the strongest counter-argument you'll need to answer.
- 03Dollar range + next stepWhat you can demand, your filing deadlines, and what we'd recommend doing next.
Preview is always free. The checkout button only appears if we find a statutory or contractual basis to demand more — otherwise we tell you that and stop.
Underpaid home insurance
$49“Adjuster lowballed my wind damage.”
- Depreciation + matching-statute math
- Code-upgrade and ordinance check
- Dispute letter + state commissioner template
Illustrative example · anonymized · not a promise of recovery
More than a letter
Your one flat fee covers the full case package.
Most tools stop at the demand letter. We hand you the whole toolkit, and it stays live for as long as your case is active — no subscription, no per-letter charges.
Statute analysis
Which statutes apply to your facts. Dollar range you can demand. The strongest counter-argument against you. UPL and statute-of-limitations flags.
Demand letter
Cited statute, dollar math, response deadline. Delivery-ready PDF + exhibits-ready evidence list. You print, sign, and mail.
Reply classifier
Paste their response back into your case dashboard. We name the tactic and recommend the next move in plain English.
Follow-up letters
Five pre-drafted templates: counter-offer, supervisor escalation, regulator complaint, accept-with-release, and formal demand for response. Generated on request.
Case dashboard
Single timeline of your dispute, kept live for as long as it's active. Day 21, 45, 90 reminder emails if you go quiet. Vertical-specific escalation paths.
What your letter looks like
From “we consider this matter closed” to a 21-day deadline backed by statute.
Same claim. Different leverage. Here's the kind of language that changes the conversation.
What the adjuster sent
Vague · no statute · no deadline
“Per our depreciation schedule, your settlement reflects ACV after applicable adjustments.”
“We consider this matter closed.”
Generic. No way to push back without leverage.
What you send back
Specific statute · dollar mechanic · deadline
The depreciation violates FL §626.9744 (matching) and FBC §706.1.1 (25%-rule).
Per Tex. Ins. Code §542.060, delay beyond 60 days adds 18% penalty + attorneys' fees.
Respond within 21 days.
Cites the rule. Names the cost. Sets the clock.
Three things that change the conversation
- The specific statute — not “industry practice.”
- A named dollar consequence for delay (statutory penalty + fees).
- A deadline — their clock starts when you send.
Illustrative example only. This is not a sample of the letter you will receive. Your actual letter cites only the statutes that match your state, claim type, and facts — and may cite none of the statutes shown above.
Pick your fight.
Free preview on every one. View details for the case breakdown and real examples, or Start free preview to upload your documents.
Underpaid home insurance claim
$49“Adjuster low-balled the roof, water, or fire claim. The estimate doesn't match what a contractor told you.”
- ACV vs. RCV math + recoverable-depreciation holdback check
- Matching, ordinance-or-law, and code-upgrade clause cross-check
- Dispute letter with line-item, contractor-grade rebuttals
Underpaid auto insurance claim
$49“Total-loss valuation arrived 15–30% under market — or aftermarket parts, betterment, and labor-rate cuts on a repair.”
- ACV market-comparable check vs. CCC ONE / Mitchell pull
- Aftermarket parts, betterment, and labor-rate flag list
- Appraisal-clause invocation + state Department of Insurance path
Denied or underpaid health claim
$49“Insurer denied medical necessity, retroactively pulled pre-auth, or applied out-of-network rates to an emergency.”
- EOB CARC/RARC reason-code map (100+ codes)
- ERISA / ACA / NSA appeal-window math (per plan type, with computed deadline)
- No Surprises Act + balance-billing leverage where it applies
Subscription auto-renewal escape
$19“Disney+, Peloton, ClassPass, SiriusXM — auto-renewed after you cancelled, your bank denied the dispute.”
- Visa 13.2 / MC 4841 / Amex C28 reason-code match
- Reg E §1005.10(b) + Reg Z §1026.13(a)(3) citations
- Revocation-of-authorization letter to the merchant
Security deposit withheld
$29“Landlord kept your deposit, or itemized it into oblivion with damages you'd already flagged on move-in.”
- State Security Deposit Act citation + deadline math
- Line-by-line lawful vs. unlawful deduction breakdown
- HUD-PIH-aligned depreciation for carpet / paint / appliances
Debt collector harassment
$29“A collection letter that won't verify the debt. Calls at 6am. Threats. Your letter back got ignored.”
- FDCPA §1692g / §1692c / §1692e violation map (deterministic detectors)
- State mini-FDCPA overlay (CA Rosenthal, NY GBL, FL §559.55, MA ch.93, TX FCPA)
- Validation demand + cease-communication letter bundle
Warranty denial / lemon
$39“Manufacturer says “not covered.” Vehicle keeps breaking. Appliance back in the shop for the third time.”
- Magnuson-Moss §2310(d) demand with fee-shifting claim
- State lemon-law repair-attempt + days-out-of-service thresholds
- Denial-pattern counter-arguments (LCI, aftermarket, pretext)
How it works
Four steps. Same flow on every product.
You bring the evidence. We bring the law. We draft the letter — and the follow-up when they reply.
Paste your documents
Denial letter, settlement letter, lease + itemization, collection letter, warranty denial. Upload a PDF or paste the text. Takes about a minute.
See your free preview
The applicable statutes, the dollar range you can demand, the strongest counter-argument against you, deadline math. This is the decision point — preview is free, forever.
Pay once, send the demand
The demand letter, citations, evidence-ready exhibits list, and delivery instructions. PDF in your inbox. You print, sign, and mail it. Flat fee per case. No subscription.
When they reply, paste it back
Denial, low counter-offer, request for documents, silence — paste whatever lands in your inbox at /case/[id]/respond and we classify the tactic, recommend the next move, and draft the follow-up letter in one click. Included.
After the letter goes out
Most disputes don't end with the first letter.
The other side replies. They lowball, they delay, they ask for more documents, they go silent. We help you read the move and pick the next one — without you needing to memorise reason codes or statute deadlines.
Step A · Paste their reply
Whatever lands in your inbox, paste it back.
Email, denial letter, partial-pay notice, an “our records show” voicemail you transcribed. Copy and paste at /case/[id]/respond. Takes about a minute.
Step B · We classify the move
One of eight tactics, in plain English.
Full accept · partial accept · counter-offer · denial · request for documents · delay tactic · threat · silence. We tell you which one this is, why they're using it, and the next move that fits your facts.
Step C · Pick your follow-up
Five letter templates. Generated in one click.
Accept-with-release · counter-offer at refined demand · supervisor escalation · regulator complaint (DOI / CFPB / state AG / NHTSA / CPSC, routed by vertical) · formal demand for response. You print, sign, mail.
Your case dashboard
One URL. The whole dispute, in order.
Original analysis, demand letter, every reply you logged with its classification, every follow-up letter you generated, optional outcome. Bookmarkable, comes back in our reminder emails, lives at /case/[id].
Day 21 · 45 · 90 reminders
We email if you go quiet — only if you go quiet.
Disputes have deadlines. Day 21 asks whether you got a reply. Day 45 walks through escalation. Day 90 is a final outcome check. None of them fire if you've already told us you got a response.
Common questions
Before you start
Every day you wait
Statutes of limitation are real. Dispute deadlines are real. Preview is free either way.
Start with the fight that's in front of you. We'll tell you if we can help before you pay a dollar.
Ground rules
Legal notice: ClaimGap is an informational software tool. It does not constitute legal advice, adjuster services, or a substitute for a licensed attorney. Generated analysis may contain errors and should be verified independently. Recovery is not guaranteed. Results depend entirely on the documents you provide and on the facts of your case. In AZ, FL, OH, TX, LA, PA, and NC, our letter output stays statute-recital only to comply with each state's UPL rules. Total liability for service errors is limited to amounts paid for the service. For legal action or courtroom representation, consult a licensed attorney in your state.